Susan Joseph is a JD/MBA and former General Counsel who has been advising and consulting in law, blockchain and fintech for the past five years on digital assets, cryptocurrencies, enterprise distributed ledgers, smart contracts, insurance, consortia, regulatory matters, identity and privacy, banking, open source strategies, and other issues as they occur across financial services, insurance, real estate, and humanitarian concerns. She currently runs the RiskStream Civics Program, was formerly the B3i North America Representative (Insurance Blockchain Consortia) and has built and run blockchain Working Groups for global insurers. She is often consulted about issues that intersect regulation and technology. She is an Advisor to BlockRe (digital asset insurance) and OneWorldIdentity (identity). Susan advises many companies at their early stages, publishes regularly, and frequently travels around the world and guest lectures at universities and conferences alike. She was the first Executive Director of ID2020 and is a co-founder and Executive Director of Diversity in Blockchain, Inc. Susan is a Core Leader for the World Economic Forum on both their Consortia and Supply Chain Projects and is a member of their Expert Network.