Stephen Thomas specializes in insurance coverage for business litigation. Steve’s undergraduate degree is from Brown University in 1970, and his law degree is from Washington University in St. Louis in 1974.
Principal fields of study include duty to defend, conflicts of interest, reservations of rights, the right to independent (Cumis) counsel, lawyers’ ethical obligations, reasonableness of attorney fees, insurer reimbursement claims, good faith reliance on counsel, insurer good or bad faith, and insurance coverage in complex civil litigation.
Many neophyte plaintiff’s lawyers who file civil liability actions anticipating that defendants’ valid liability insurance will fund a settlement or judgment need to understand how liability insurers routinely seek to deny coverage to the...
Hundreds of thousands of times per year, defendants are sued whose insurers have reserved their rights to later deny coverage and have appointed panel defense counsel, who may be ethically disqualified from representing the interests of both the insu...