Ryan M. Holz, Esq.
Ryan Holz is a Partner in the Firm’s Chicago office and focuses his practice on advising clients in the cannabis industry. Ryan is also a seasoned commercial litigator, having tried cases for both plaintiffs and defendants in state and federal courts and handled dozens of appeals in the Illinois and Wisconsin appellate courts and the Seventh Circuit Court of Appeals.
Cannabis, Marijuana, CBD, and Hemp
Ryan is a member of the Firm’s Cannabis Industry Group and regularly advises clients on the legal issues associated with operating within the cannabis industry. Ryan has advised clients on topics ranging from obtaining state-level licenses in multiple jurisdictions to appropriate policies and procedures. Ryan also frequently writes on cannabis-industry topics, and is a co-editor of the Firm’s Cannabis blog.
Consumer Finance Litigation
Ryan regularly represents financial institutions in individual and class action lawsuits arising under a myriad of state and federal consumer protection statutes including the Fair Credit Reporting Act (FCRA), the Fair Debt Collection Practices Act (FDCPA), the Truth in Lending Act (TILA), the Telephone Consumer Protection Act (TCPA), the Home Affordable Modification Program (HAMP) and the Equal Credit Opportunity Act (ECOA). Ryan has a deep understanding of the statutes and supporting regulations, frequently writes and speaks on developing issues, and can assist clients in navigating the pitfalls of consumer litigation.
Commercial Loan Workouts
Ryan frequently represents financial institutions dealing with distressed commercial loans. He assists clients in negotiating and drafting forbearance agreements, restructuring loans, and liquidating collateral, including sales pursuant to the Uniform Commercial Code. When necessary, Ryan represents banks and other institutions in commercial and industrial foreclosures, replevin actions, and injunction proceedings to recover outstanding collateral. Ryan understands the distinct issues and pressures faced by commercial lenders and crafts individualized solutions for the issues that arise.
Appellate Practice
Ryan has an extensive appellate practice, representing both appellees and appellants in dozens of appeals in the Illinois and Wisconsin Appellate Courts and the Seventh Circuit Court of Appeals. Ryan handles appeals from start to finish, analyzing the record, drafting the briefs and arguing the case. Ryan has handled several significant appellate matters that resulted in published opinions with far-reaching implications for Illinois mortgage foreclosure law. See Deutsche Bank National Trust Co. v. Hall-Pilate, 2011 IL App (1st) 102632, U.S. Bank National Association v. Prabhakaran, 2013 IL App (1st) 111224, CitiMortgage, Inc. v. Sharlow, 2014 IL App (3d) 130107, and Nationstar Mortgage LLC v. Missirlian, 2017 IL App (1st) 152730.